Vigor Financial Credit Academy 
Online Course
Vigor Financial Credit Academy 
Online Course
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The CEO

About the CEO of Vigor Financial Credit Academy

 

Meet Latarra “Credit Dean” Clark, Founder of Vigor Financial Credit Academy


Since 2017, Latarra Clark—affectionately known as the "Credit Dean"—has been passionately helping friends and family repair their credit and take control of their financial future. What started as personal research through books and articles turned into a mission to educate others based on their unique credit profiles. Her dedication to offering free tips and personalized advice quickly made her a trusted financial resource in her community.


Driven by a desire to see others win, Latarra began guiding families toward homeownership and low-interest auto financing by not only helping them repair their credit but also showing them how to budget wisely. She soon realized that this work was bigger than just fixing credit—it was about transforming lives and breaking the generational curses that hold so many back.


The impact was undeniable. With every financial breakthrough, she discovered a deeper passion. Today, she is a Board Certified Credit Consultant, proud to have helped countless individuals and families build stronger financial futures.


To expand her mission, Latarra partnered with other financial professionals to create the DIY Credit Improvement & Wealth Building Online Course—a self-paced program for those ready to learn, grow, and take control of their credit journey.  (Click the link at the top of the page to access the DIY platform.)


Ready to change your story?
Let Vigor Financial Credit Academy help you break the cycle of financial struggle and begin your journey toward generational wealth.


Contact us today to get started!

Our Mission

Vigor Financial Credit Academy's mission is to not just repair your credit, but our mission is to teach you how to build it so that you can understand what to do with it. Having good credit is not only about maintaining credit lines, it is about financial literacy. 


We don't want you to just "get your credit fixed". Our goal is to:

  • TEACH you how to make a financial change to better your life by providing you with ultimate savings & budgeting methods
  • TEACH you how to use your credit to obtain a better financial life
  • TEACH you how to build your credit from the ground up
  • TEACH you what type of credit cards actually hurt your credit 
  • TEACH you financial literacy to break the generational curses behind you
  • TEACH you that having good credit actually helps you save thousands of dollars and put you at tables that other's can't sit at


Imagine being denied over and over and having to pay double for the amount of something that you owe because you have bad credit. 


Imagine you "kicking your child out" at age 18 and you never even equipped them with the tools to financially succeed. 


Now imagine you trusting us to TEACH you how to make a better life for not only you, but the generations behind you. Our mission is to keep trying to educate so that these generational curses can end sooner than later!

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Welcome to VigorFCA's Learning Academy!

Discover how we can educate your entire family about credit with our eBooks & online courses all for less than $20!